Connecting You with Michelle Johnson of CCB Community Bank

Aug 25, 2026 | Businesses, Communities, Culinary Scene, DeFuniak Springs, Freeport, Podcast, Walton & Beyond

Episode Thirty-Six

 What does a community bank offer in a world where nearly everything can be done from a phone?
In this episode of the HWY 331 Podcast, Michelle Johnson, Vice President of Lending for CCB Community Bank in DeFuniak Springs, shares what a career in Northwest Florida banking has taught her about relationships, local businesses and the value of knowing the people behind the numbers.

Michelle talks about raising her family in DeFuniak Springs, watching customers and their children grow, and helping local entrepreneurs build businesses of their own. She also shares the story of one business CCB helped finance that has since expanded across five states.

The episode looks ahead as CCB Community Bank approaches 80 years in business, serving communities across Northwest Florida and South Alabama, while preparing for a new full-service location on Highway 331 in DeFuniak Springs.

At the heart of the story is a simple question: In a digital banking world, does it still matter if your banker knows your name?

Listen to Michelle Johnson’s story, subscribe to the HWY 331 Podcast and share this episode with someone who might enjoy it.

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